About Us

It’s all about you
We will analyse your financial circumstances and agree an affordable monthly payment that allows you to live a normal life without taking out further credit and getting into deeper debt.

Remove the worry
We will deal with all of your creditors, handle any paperwork and phone calls you receive and negotiate reduced repayment amounts that you can afford, so you don’t have to.

Freeze or reduce interest charges
By negotiating with your creditors will we attempt to get all interest and charges frozen or
reduced, so that the balances are brought back under control.

Make life easier for you
All you have to do is make your payment to us each month and we will do the rest.

Keep your best interests at heart
We work for you and not your creditors, so as your circumstances change we will be on hand to advise you on alternative solutions to suit your individual needs.

How Does it Work?
We at Instant Debt help feel that by far the most effective method of repaying your debts is through our management program. So what does Debt Management mean to you. To effectively manage your finances and put you on the road to financial recovery this is how our process works:

1. We review your financial circumstances by analysing your income and expenditure and agree an affordable consolidated monthly repayment schedule that can be distributed to your creditors.
2. When we have received your signed authorisation form and first payment we will formulate a financial statement and begin negotiations with your creditors to agree reduced repayments. All you need to do is forward by freepost any correspondence you receive from your creditors.
3. We will distribute your monthly payments amongst your creditors and send you a monthly statement to show who has been paid.
4. A periodic review of your financial circumstances will be carried out and the program can be adapted with changes to suit your needs. We will continue to advise you on the best course of action to solve your debt problems.

We Work For YOU!

Remember, you owe us NOTHING, we are here to help not to get you further into debt.

You may cancel the program at any time and we will refund any outstanding monies that have not been sent to your creditors other than the first payment. We will act in your very best interests at all times and never your creditors.