Total debt Please sum up all you owe by way of unsecured loans, credit card bills, store credits etc. Secured loans and mortgages should not be included.
Number of debts Please specify the number of companies you owe to. This can again include unsecured lenders, credit card companies, store card providers and such whom you are indedbted to.
Monthly net household income Gross income less taxes gives net income. If you have an earning partner, include both your incomes.
Monthly expenses Approximately how much do you spend each month out of your earning? This should include mortgage and secured loan repayments as well, but not your unsecured debt payments.
Home ownership Please tell us if you are a homeowner or tenant. The choice will have a bearing on the solution worked out for you.
Income source Please select the source of income of the primary earner of the family. This will also have a bearing on the exact solution that is arrived at.
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